API Management & Integration

● Integrate your back-end systems, expose secured APIs for your web and mobile application and B2B Fintech partners using a global class solution.
● Build microservices at half the time and already secured, with monitoring dashboards, compared to native language tools and libraries.

Digital OmnichannelPlatform

● Build modern mobile and web applications for your customers at 1/3rd of the time compared to native languages.
● Single code (and skillset - Javascript) for iOS, Android, Web.
● Built in Analytics, Device Management Security for Enterprise Level deployments.

Identity Access Management

● Build modern mobile and web applications for your customers at 1/3rd of the time compared to native languages.

● Single code (and skillset - Javascript) for iOS, Android, Web.

● Built in Analytics, Device Management Security for Enterprise Level deployments.

Open Banking

Provide secure a API Store for your Fintech and B2B Payments and fulfillment partners. Complete the digital payments loop.
● Secured API Banking● PSD2 and GDPR compliant● Consent based privacy protection● Highest API security● API Store for Fintech and B2B● API Analytics, throttling, monetization● On-premise, Cloud, Hybrid

Digital Omni-channelBanking

Provide a robust scalable unified User Experience Digital banking on laptop, web, iOS, Android devices, to your customers and agents.
● Digital onboarding ● Rural Agent Banking● Branch-less Banking ● Corporate Internet Banking● Digital Relationship Management● On premise and SaaS

Digital Payments

SaaS offering by a top payments practitioner using best of breed payments solution that deliver value
● Cards and Payments Acquiring & Issuing
● Cards Management
● Debit, Credit, Prepaid, Cash cards
● QR Payments, mobile payments
● Merchant Management,
● Android Smart POS terminals
● Cardless, PIN-less Token secured transactions
● PCI-DSS, PCI-PADSS

Core Banking, Savings & Loans, Cooperatives

● Customer KYC CIC compliant Database● Tellering & Branch Management ● CA/SA Deposits System● Loans Origination● Loans Management● Capital Contributions● Dividends● General Ledger● BSP FRP, PDIC, CIC, CISA, CDA compliance● BSP 808, 1019, 1022, truth in lending 

Credit Risk Scoring

●AI-powered Rapid and accurate Credit Risk and behavioral scoring.
● Especially for retail loans.
● Reduce credit risk, comply and shorten turn around times
● Use AI and Machine Learning on applicant's alternative data points
●  Develop insights by using the systems ability to churn out pessimistic, standard, optimisting, what if risk scenarios on the fly.

Lending Analytics

Developed by a top bank executive managing loans portfolio of a global bank.
● Targeted Lending and Risk Data Analytics
● For Credit Cards, SME and Retail Loans
● Early warning alerts out of the box
● Shorten time to be alerted of risks

Business Operations

 Low code, Workflow Solution
● Design and implement approval based routing and workflow.
● Robotics Process Automation (RPA)
● Accounting, Payroll, HRIS
● Employee web Portal & mobile app
● Biometrics/Mobile Time and Attendance

Bespoke Solutions

● Insurance Brokerage for Banking● Customer Information Management Portal for Cards Operations● Card Origination ● Relationship Management● Credit Bureau submission ETL and checks● Push url microsites● Card Limit Approval Workflows● Insurance Brokerage● PFRS9 LGD EAL ECL Calculator

Messaging & Digital Marketing

● SMS for business - Messaging, blasting, 2way, interactive SMS● Secured PDF eStatements● Email Campaigns● Live Chat● Chatbots