Delivering Resultswith IT & DX

Integration, Solutions, Consulting, Augmentation

Digital Transformation Enablers

We help you achieve your Digital Transformation (DX) objectives by providing DX solutions & services, from Solution Architecture, Integration: APIs & Middleware, Custom Builds, Packaged Applications, Project-based Staff Augmentation.

Solutions & Services

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We provide and support ready-made partner solutions for APIs, Integration, Identity Access Management, Open Banking, Digital Banking, Digital Payments, Lending, Coops, Savings. 


We co-design, build and deploy bespoke Enterprise Web and Mobile Applications and End User Computing Systems, & APIs, Enterprise Middleware Integration, and microservices.


We provide highly skilled IT personnel for your key short term digital projects or business-as-usual operations, outsourced as IT teams, or as Service Desk, Maintenance and Managed Services.

About Us

We bring two decades of experience in the integration of legacy to modern browser systems in the financial industry. 
As a result we offer you, skills for integration and web applicaion construction, implementing modern APIs, omni channel delivery solutions, custom enterprise applications and RPA and BPM.
Integrate your trusted core systems combined with ready-made partner solutions, and custom built systems and skills augmentation.
Achieve your digital goals.



Delivering Business Value through Integration of Partner I.T. Solutions


Digital enabling key pieces of technology. Consistent and reliable Digital User experiences, secure and robust API middleware integration to your core systems, and Identity Access Management for the digital landscape.

API Management & Integration

● Integrate your back-end systems, expose secured APIs for your web and mobile application and B2B Fintech partners using a global class solution.

● Build APIs and microservices at third of the time compared to native language tools and libraries.
● Security and instrumentation with monitoring dashboards and analytics built-in.

Digital Omnichannel

● Build modern mobile and web applications for your customers at 1/3rd of the time compared to native languages.

● Single code (and skillset - Javascript) for iOS, Android, Web.

● Built in Analytics, Device Management Security for Enterprise Level deployments.

Identity Access Management

● User Identity Life Cycle management from onboarding, provisioning, rights assignment, and de-provisioning.
● Customer Single Sign On and provisioning thru customer selected social media logins such as Facebook, Google, Apple, Twitter
● Secure tokens for offline app-based OTP-type authentication for access and payments thru virtual cards

Digital Banking

We provide and support Forrester and Gartner cited class leading solutions on Open Banking with GDPR compliance, Omnichannel Digital Banking and Digital Payments on SaaS model.

Open Banking

Provide secure a API Store for your Fintech and B2B Payments and fulfillment partners. Complete the digital payments loop.

● Secured API Banking
● PSD2 and GDPR compliant
● Consent based privacy protection
● Highest API security
● API Store for Fintech and B2B
● API Analytics, throttling, monetization
● On-premise, Cloud, Hybrid

Digital Omni-channel

Provide a robust scalable unified User Experience Digital banking on laptop, web, iOS, Android devices, to your customers and agents.

● Digital onboarding
● Rural Agent Banking
● Branch-less Banking
● Corporate Internet Banking
● Digital Relationship Management
● On premise and SaaS


Digital Payments

SaaS offering by a top payments practitioner using best of breed payments solution that deliver value
● Cards and Payments Acquiring & Issuing
● Cards Management
● Debit, Credit, Prepaid, Cash cards
● QR Payments, mobile payments
● Merchant Management,
● Android Smart POS terminals
● Cardless, PIN-less Token secured transactions

Core Banking & Lending

We provide and locally support modern core banking savings & loans that can be configured for banks, coops, and lending companies;
AI-powered Credit Risk and Worthiness Scoring and Decisioning Engine. Lending Early warning Risk Analytics Alerts.


Core Banking, Savings & Loans, Cooperatives

● Customer KYC CIC compliant Database
● Tellering & Branch Management
● CA/SA Deposits System
● Loans Origination
● Loans Management
● Capital Contributions
● Dividends
● General Ledger
● BSP FRP, PDIC, CIC, CISA, CDA compliance
● BSP 808, 1019, 1022, truth in lending 

Credit Risk Scoring & Decisioning

●AI-powered Rapid and accurate Credit Risk and behavioral scoring.
● Especially for retail loans.
● Reduce credit risk, comply and shorten turn around times
● Use AI and Machine Learning on applicant's alternative data points
●  Develop insights by using the systems ability to churn out pessimistic, standard, optimisting, what if risk scenarios on the fly.

Lending Analytics

Developed by a top bank executive managing loans portfolio of a global bank.

● Targeted Lending and Risk Data Analytics
● For Credit Cards, SME and Retail Loans
● Early warning alerts out of the box
● Shorten time to be alerted of risks

Custom Solutions

For internal operations such as HR, Accounting, Business Process (BPM) Approval Workflows, RPA, messaging.
Bespoke enterprise solutions powering credit card operations and insurance brokerages.

Business Operations

Low code, Workflow Solution
● Design and implement approval based routing and workflow.
● Robotics Process Automation (RPA)
● Accounting, Payroll, HRIS
● Employee web Portal & mobile app
● Biometrics/Mobile Time and Attendance

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Bespoke Solutions

● Insurance Brokerage for Banking
● Customer Information Management Portal for Cards Operations
● Card Origination 
● Relationship Management
● Credit Bureau submission ETL and checks
● Push url microsites
● Card Limit Approval Workflows
● Insurance Brokerage
● PFRS9 LGD EAL ECL Calculator

Messaging & Digital Marketing

● Business SMS Text Messaging
Blasting, 2-way and Interactive
● Text Keyword Inquiries and updates to Database
● Interactive Text Chat Center
● Shortcode SMS Gateway to Telcos
● Send OTP and custom URL for eStatements and Activation
● Email Campaign Management
● Secured PDF eStatements

"The whole is greater than the sum of its parts."


Realize greater business value from your I.T. systems through a blend of digital solutions, integration and custom applications.

Our Partners


Get in touch

Book a schedule for us to conduct a preliminary requirements discovery.

Services we Provide

We have a full service delivery team covering project management, business analysis, build, QA testing, Performance Testing, DevOps for offsite work to support your digital initiatives.

APIs Microservices Integration

Integrate core systems and legacy systems to new mobile and internet-based technologies, providing secured inquiries/updates to backend systems and databases using latest REST/JSON cloud-ready API technologies.

Custom Applications

Bespoke Systems and EUC Applications for the Enterprise, spanning CRM, workflows, Cards Operations, Payments Operations, Portals, Mobile Apps.

Custom Software development.

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Messaging Integration

 SMS for business - Messaging, blasting, 2way, interactive SMS; Secured PDF eStatementsEmail Campaign managementLive Chat & Chatbots Integration

Robotics Process Automation

We implement software bots solutions for repetitive back office tasks. We can generate, archive, and email secured PDF e-Statements. 

QA & Performance Testing

We perform independent Quality Assurance Tests using semi-automated and manual testing for edge cases.We cover smoke, negative, non functional, stress, load, performance tests.

Application & Data Migration

We migrate data from legacy databases and applications to modern databases and platforms. We even developed a File DB Import Export ETL Solution.

Get in touch

We can estimate and assess your DX integration or custom requirements.

Technologies We Use



Project based onsite and offsite engagements to complement your existing I.T. projects or business-as-usual support operations.

Project Based Staff Augmentation

We provide highly skilled and IT personnel for your key short term projects: Developers; QA TestersAnalysts, Project Managers, ● Systems administrators● DevOps

I.T. Service Desk

We offer service desk and application maintenance support, system health check and troubleshooting for software and computer installations. ● Help Desk, ● Service Desk●  Systems administrators

Managed Services & Maintenance

We provide Managed Services for ● IT Application Maintenance● IT Hardware and Network Maintenance, health checks and trouble shooting.● IT Service Desk● DevOPS

Why Choose Us for Augmentation


Being I.T. service providers ourselves, we have extensive experience in providing the right resources for your project requirements.

Individual Approach

Each project is unique. We immerse into your requirements and propose individual strategies for successful augmentation.

Skilled Resources

Experienced I.T. resources in all facets of the Software Project and support Cycle.

Get in touch

Book a schedule and let us know how we can help you to augment your projects.

Our Clients


Work with us

Value Driven

Our passion is help companies of any size to grow and move faster thru optimized I.T. solutions and services, using our creativity and problem solving skills.

Reliable Delivery

We work in small teams of talented software development individuals dedicated to delivering the highest quality software solutions on time and on budget.

Built to Last

Engineering is the foundation of our work. We design and build applications which are robust.We also provide extended support services to keep you worry free.

Reliable Partner

We are committed to a long-term partnership. We really care about our clients and their businesses even after the project ends.

Passion to Solve. Committed to Deliver. Ready to Support.

Contact Us

Feel free to get in touch with us for your use case. We will gladly assess your requirements.


27th Floor, Enterprise Tower 2, 6766 Ayala Avenue corner Paseo de Roxas, Makati City,Philippines, 1226


Monday - Friday : 9 AM - 6 PM PHT


+63 2 8849 3840+63 917 621 6282



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